Pool finance options
Plan your new pool with confidence. Start with a free, no-obligation quote from the owners, then choose the way to pay that suits you.
- Authorised Barrier Reef Dealer
- SPASA VIC Member
- VBA Registered
A clear quote makes finance easier
Whichever way you pay for your pool, it starts with knowing what it will cost. Steve or Patrick will visit your site, talk through your space, style and budget, and give you a free, no-obligation quote.
With a written quote in hand, you can compare your options and talk to your bank or broker with real numbers, not estimates.

Common ways homeowners pay for a pool
Every situation is different. These are the options homeowners most often look at.
Home loan top-up or redraw
Many homeowners add the cost of a pool to their existing mortgage. Ask your lender whether a top-up or redraw is available to you.
Personal or secured loan
Some banks and lenders offer personal or secured loans for home improvements. Compare rates, fees and terms before you choose.
Mortgage broker
A broker can compare lenders for you and explain which option suits your circumstances.
Savings
Paying from savings avoids interest. Your quote helps you know exactly how much you need.
Sienna Pools is not a lender or credit provider and does not give financial advice. Speak to your bank, broker or a licensed credit provider about your options.
Four steps to your new pool
Get your free quote
Steve or Patrick visit your site and quote a pool designed for your backyard and budget.
Arrange your finance
Take your written quote to your bank, broker or lender and choose the option that suits you.
Sign and plan
We prepare the permit application, engineering, insurances, site plans and your colour selection.
Build and swim
Fibreglass installs are usually swim-ready in two to four weeks after excavation. Concrete builds take longer as they are fully custom.
What affects the cost of your pool
Pool type
Barrier Reef fibreglass shells install quickly. Concrete pools are built to your exact size, shape and finish.
Your site
Access, slope and soil all play a part. Every concrete build starts with soil testing, and footings follow AS 2870.
Finishes and extras
Interior finish, colour, heating and equipment choices change the price, and the running costs.
Pool finance questions
Do you offer finance directly?
Sienna Pools is a pool builder, not a lender or credit provider, and we don't give financial advice. We can give you a written quote to take to your bank, broker or another licensed credit provider.
Can I add a pool to my home loan?
Many homeowners ask their existing lender about a home loan top-up or redraw. Whether it suits you depends on your loan and circumstances, so speak to your lender or a mortgage broker.
What do lenders usually need from me?
Lenders often ask for a written quote or building contract for the pool. Steve or Patrick can provide a written quote once your pool design is settled.
How much deposit will I pay?
In Victoria, the Domestic Building Contracts Act limits the deposit on a domestic building contract to 5% for work over $20,000, or 10% for work under $20,000.
Is fibreglass or concrete cheaper?
It depends on the size, shape, finish and your site. Fibreglass installs faster and has a low-maintenance gelcoat, while concrete is fully custom. Your free quote will set out the costs for your backyard.
How do I get a quote?
Call Patrick on 0425 750 749 or Steve on 0425 719 061, or fill in the form on this page to book a free, no-obligation consultation.
Start with a free quote
Get a clear quote from Steve or Patrick so you can plan your finance with confidence.
info@siennapools.com.au · 9 Kingfisher Court, Pakenham VIC 3810
Request your free, no-obligation quote
Tell us a little about your backyard and we'll be in touch.